I know we can go as low as 5% down on our single-family home, but the trade-off there is a much bigger monthly payment.

Hi Bigger Pockets, 🖐️ New here. 

Although, in this case, all Bigger Pocket Members, need to be aware of this Hard Money Lender, and their unethical practices.I am an experienced investor/builder for over 40 years.

I feel like I have some catching up to do and I think Bigger Pockets and this community is the right place to learn how to do it. 

We HAD ( MUST) take down one bathroom that didn't make any sense and combine with another one and make it bigger.

@Alex JacobsWelcome to Bigger Pockets!

To understand important terms and concepts, use resources like books, podcasts, online courses, and discussion boards.

The good news is the bigger the loan, the more more open the banks to lend you a non recourse loan, that means you dont need a guarantor in the US, they will underwrite based only on the property cashflow.

I have known about bigger pockets for awhile and enjoy listening to their podcast.

@Deep RonOne thing to remember when you are getting into RE investing is to have your team of people or as Brandon Turner from the Bigger Pockets Podcast calls it your CORE 41.