Bill,Insist on Workers Comp. coverage.

I'm a deep cover agent with the super secret board of realtors police force and we are in a van with a swat team down the street from your home, drop everything and run now and you might get away!

However, simply understanding that has not helped me move much closer to defining my goals or gain clarity on what ranges of CoC returns, cap rates, total ROI and GRMs, etc etc I should be comfortable pursuing.Are there any comprehensive books that might help me gain some clarity on this?

I need and insurance company who's policies specifically cover wholesalers, so when something goes wrong, my coverage doesn't get denied because I'm not a "licensed real estate agent".

-Geico does this in most states about $18-20 a month unless they want lots of property coverage

Check the cities comprehensive plan to see what the area is designed for in the future if development were to occur in the area.Finally, if you currently do not have an established 3 unit building then you’ll application to create spot zoning will be very difficult.  

1) that's about as low a cap rate as any appraiser will go (I assume you need a bank loan) 2) that's about as high a price as you can go and still meet your debt coverage ratio 3) that will give you around a 3-point spread if you canj borrow at 5%.Would I buy that deal at 8% cap rate?

.- Nest best rate - Stated income programs that focus on the properties market rate income to calculate a debt service coverage ratio (net income / payment). - And finally - Asset based loans that only care about the properties as is value.

From your posts I believe you probably will not understand the exceptions from coverage that will be listed in the commitment. 

Steve,From an insurance standpoint, the first thing to do is secure Liability coverage for that property.