Buying a property with a FHA loan can reduce living costs, while waiting and saving aggressively can delay entry into the real estate market.

It is a market like any other. 

I would like to learn :- more about identifying a potential market to invest in- how to perform a Cash on cash analysis on those markets to assess a positive cash flow within the US/Hawaii- open to markets within the US/HawaiiThank you @Scott Trench Best, Reeti

This emphasis on scaling as quickly as possibly means you’re going to become a door chaser and you will look for markets that cater to that objective which normally means weak underlying fundamentals.   

Creative financing has been a cornerstone of my real estate investing strategy for years, and I can confidently say it’s one of the most effective ways to build wealth and scale a portfolio, especially in today’s market.

I was just saying the product exists and so much so there were vendors who paid significant money at BPcon to get the word out about that product. it might be in certain markets, there might be strict criteria, but a lender saying they don't exist is crazy. 

My only backup plan if I can't get verified funds is to assume the worst and to drop my counter offer even lower than my original due to the risk I would be taking on, and then when I do my in person inspection try and guess what rents are fair market for the empty units, and ask as many tenants as I can what they pay in rents monthly.

Look at their marketing strategy.

Plenty of lenders have access to this loan but aren't really marketing it as an "ADU Loan". 

I would seek out a good local PM preferably with 30-120 units.I am not familiar with that market so if that is not possible there is self managing, or finding a limited service provider (we just went statewide in FL) where we provide guest communication, automations, pricing, and marketing for a discounted fee.