Also there's a metric called debt service coverage ratio.

I understand pairing this with other services, regular professional photography, etc may be a more comprehensive business plan.

. -- falls on the title company.As I previously wrote, an unpaid utility bill is not necessarily a lien on the property but even if it were I believe Exclusions From Coverage of the ALTA 2006 form owner's would relieve the underwriter from liability. 

Key expenses: PM, 10% (yes, I want them to pay their people right); vacancies, 5%; repairs, 5%; and CapEx, 5%; property taxes, no more than 3 months rent; comprehensive insurance, $12.50; landlord policy, $60-70(varies - ask agent).I agree with @Brian Ellwood - find another deal or negotiate. 

Purchase price: $144,000 Cash invested: $2,000 Jamal's first income property (a 2bd/2ba luxury loft) is located directly on the Atlanta Beltline (the city's largest and most comprehensive urban development project).

Purchase price: $144,000 Cash invested: $2,000 Jamal's first income property (a 2bd/2ba luxury loft) is located directly on the Atlanta Beltline (the city's largest and most comprehensive urban development project).

Purchase price: $144,000 Cash invested: $2,000 My first income property (a 2bd/2ba luxury loft) is located directly on the Atlanta Beltline (the city's largest and most comprehensive urban development project).

Purchase price: $144,000 Cash invested: $2,000 My first income property (a 2bd/2ba luxury loft) is located directly on the Atlanta Beltline (the city's largest and most comprehensive urban development project).

I spoke to them and ended up not doing the deal for other reasons but they had a pretty comprehensive offering of mortgages. 

The key here when considering any kind of HVAC system is to 1) Properly size the system based on a comprehensive Manual J calculation and (if feasible) a blower-door test, 2) Air seal as best you can (lots of ways to go about this, check out AeroBarrier), 3) Insulate as best as possible (but air sealing is much more important).