heating and cooling options

[Alex Warner]

I have  just bought a house in CT and at the moment it has electric baseboard heating and a pellet stove. At the moment I live in the house, but I am considering renting the house in the next year or so. Usually rental insurance does not allow any type of stove, so I was going to remove it before I rent the house. I have heard it can be harder to find longterm renters if the house has electric heat due to the high operating cost. This house use to have a furnace, but the owner decided to put electric heat instead. The house does have existing metal duct work, but it is original from 1956 . I have gotten one quote from a HVAC contractor and he did not want to use the old duct work. He gave me a quote of 10 grand to put a 95%  propane Bryant Furnace and new duct work in the attic. I am also considering just installing mini split heat pump units in the house to decrease the renters heating costs. I am considering a option that will be cost effective and attractive to more potential renters.