I was curious if seasoning was an option but figured that may prove difficult with 6-figure down payments. 

@Jason Piper It is a little difficult to make a full calculated decision since I don't know how much money is in the deal and when additional rehab was done in the exact year.

Hey Ali,The winter months can be a more difficult time to find a renter.

Funds would be extracted by active consultatoin fees charged by the Canadian entitie(s), and taken out by dividends.Considered a limited partnership for cleaner flow through pruposes, but was told that it is more difficult to get active consultation fees out of it and there is a withholding charge that could take up to a year to get back out to the Canadian entities.Your feedback is appreciated.

I've spent a lot of time over the last few months in Greenville NC where hotels were a little hard to find right after the storm, but not difficult now.

That was a difficult choice for me to make.

Assuming you know how easy/difficult it is to get approval from the Michigan DOB and how much that will cost?  

Any payments on the balance remaining from the original loan must be included in the debt-to-income ratio calculation for the refinance transaction.Note: Funds received as gifts and used to purchase the property may not be reimbursed with proceeds of the new mortgage loan.The new loan amount can be no more than the actual documented amount of the borrower's initial investment in purchasing the property plus the financing of closing costs, prepaid fees, and points on the new mortgage loan (subject to the maximum LTV, CLTV, and HCLTV ratios for the cash-out transaction based on the current appraised value).All other cash-out refinance eligibility requirements are met.

If they do exercise their option, the lease ends after 180 days and a new owner finance contract begins where the monthly payments are the same as the lease payments ($1K/mo), and a balloon payment is due on the 24th month for the balance of the sale price.Thanks,Victor

Essentially had three 401Ks with different custodians and simply did a “rollover”.Luckily, my laziness paid off as most folks are told to roll it over to the current employer... bad idea unless it’s either mandated or required (usually <5K vested balance per 401K).