However, my local insurance agent tells me Safeco and Travelers doesn't extend coverage for LLC with partners outside family.

I actually have some properties with insurance policies that specifically exclude roofing coverage & have saved a lot on premiums.

Very comprehensive, unfortunately this post gets less coverage than the "how to invest in real estate with $0 money down!!!"

Because the property has such a comprehensive HOA, it is essentially insured on the outside and the only major items I'd be worried about on the inside are the items I noted in bullet 2.

Commercial lenders will focus more on Debt Coverage Ratio (DCR) rather than DTI. 

As Lynnette stated, there are exceptions to coverage that you need to be aware of.

Once the deal looks financially viable you wan to do a thorough due diligence process to make sure there are no surprises regarding utilities, storm water, parking, setbacks, lot coverage, architectural controls, public position and all the costs associated with all of that prior to purchasing the property.

@Peter Walther According to the title policy under Continuation of Coverage, it reads:   b.

Thank you very much Suzanne,Kenneth, Cameron and Michael for the comprehensive responses. 

What I'm still working to figure out is you're just using the system to coordinate maintenance (e-rent + lease turnover already in place) is it primarily just a chatbot automation that's coordinating hand-off with your existing contractors that you're already working with (since most areas remain outside their full service coverage)?