There was some mold I noticed when I visited and looked at their unit where the leak was coming in- I fully expected to get a bill for drywall repair, maybe a section of wet carpet, some painting, etc., but not complete mold remediation. 

When pulling my absentee lists I notice that there are alot of 100% equity results, Im wondering if the mortgage information just isn't available on most of these properties and therefore this value is a sort of default in that event.

You'll get renewal, cancellation/expiration notices then. 

This was also bought owner occupied, so this unit was the planned unit to occupy.I've done the 3 day notice, they didn't respond.

While looking at inspector report, I noticed that 1 of the bedrooms does not have a  closet. 

@Kera Covani fannie mae requires a minimum of 6 months seasoning so anything more than that is a bank "overlay".

He said it takes time to build a case and takes weeks for to get anybody out here.He gave me no notice of dissatisfaction after we were there and corrected the problem in Jan. 

She’s presumably gotten all the notices and such, and an extra day/week is just pushing off the inevitable.

Fannie Mae guidelines specify a maximum of 75% LTV for a cash our refi for a single family property. 

Conventional Manufactured 80% LTV/HCLTV/CLTVFHA VA USDA Manufactured.When a manufactured home has an accessory unit (mother in law, granny unit, guest house, etc...) the accessory unit will disqualify the manufactured home for financing.When a manufactured home is the accessory unit it will disqualify the property (technically Fannie / Freddie will allow, but investors do not).Very important -Accessory units are ONLY allowed/accepted, when the property is officially a "single family" property.