I’m looking to pivot my focus to the North Carolina market and would appreciate your insights.I’m specifically in search of lenders who offer refinance loans tailored for non-U.S. citizens, ideally with shorter seasoning requirements.

Hi Maggie,  there are great ways to make money in expensive ca markets.  

The home is in the Sacramento area and closer to the rest of my family and he would sell it to me for a little under market value.Looking at my options, I could keep the Stockton home and rent it, along with having a new primary residence in the Sacramento area. 

Educate yourself on the local market, network with other investors and agents, and always have a solid plan in place before making any investments. 

I would honestly look into another market like Columbus.

Let me share some insights that might help you evaluate your options.Regarding the HELOC on your SFH rentalLeverage and Risk Taking out a HELOC that taps into most of your equity can amplify your purchasing power, but it also increases your financial risk.

Are you thinking of investing in Lincoln, or are you open to other markets as well? 

It’s being rented for $700 (yes below market rent).  

I don't know your market so I won't comment on it.

The market these days requires short due diligence periods and large amounts of earnest money to tie deals up.