We have not pulled the trigger yet with them, but I did find a close circle friend that has used them in the last few months and it went very very well.

Overall, I’m loving the learning process and am getting close to a pull the trigger point.

Major dry rot/pest issues or perhaps knob and tube wiring would make me hesitant as well. 

I have been told by one very reputable RIA and a separate 1031 company that after I have been in the REIT for at least 1 year that I can pull up to my original basis out of the REIT without triggering any capital gains tax. 

I’d rather trust a professional with a moisture meter to see if it’s dry (just after or even during a heavy rain would make me feel better) before fixing the ceiling.

I called a company that an insurance had referred to do the drying .  

These include (but are not limited to);a. a drop dead date for her to refinance and take you off the mortgage (5 years, whatever);b. trigger events for her to refinance regardless of date (birth of child, remarriage, failure to maintain the house physically, cease using house as primary residence, failure to pay insurance or property taxes, no "subject to" sales and etc., etc).and no doubt a host of other things.Then there's your remedy if she fails to keep her end of the bargain, including who gets appreciation, right to possess or maintain, etc.Your credit score is far down the list of concerns

Just weigh your options with an experienced agent, and choose what's best for you.The only thing I might suggest before you pull the trigger on complete removal of windstorm coverage altogether, is to see if you can get quotes with 3% and 5% deductible options. 

Additionally, you should probably instruct the PM to dry out the attic if you have with fans and / or a dehumidifier. 

I’m hesitant because of mold, dry rot, etc. what should my frame of thought be on moving on these.