I have a property that I purchased in Indianapolis to flip but things aren't panning out as I hoped.

All this to say, I want to shout out (sorry for those I am not connected with, the tag doesn't allow me):@John Underwood  @michael baum @luke carl @julie mccoy@paul sandhu (for horror stories and comedy)From which thermostat/locks/water heaters, pots/pans, processes, marketing, all of it... you guys (and gals) have been so helpful.

DSCR Lenders typically like to see that the rental income is at least 120% of the expenses.I would say look into a NON-QM option first as that may offer you a slightly better rate but if that does not pan out you will want to look into the DSCR loans. 

Sometimes, I will use a credit card to make payments to have some additional time to see how things pan out and then potentially use my HELOC to pay off my credit card balance.Side comment... 

It's great that you guys have a strong investment partnership going, so hope it pans out well for you both.  

The tenants are non resident alien with IT TIN.

Guests steal things and they have a way of leaving filthy dishes, a filthy stove and sometimes it is difficult to put all the dishes, utensils and pans in the location you want them.Unlike conventional rentals, you income is not guaranteed, you have to pay management companies a super large portion of your booty because not only does a management company have to take care of your guests 24/7, they also have to deal with the cleaning services and destruction tenants leave behind them.You have to constantly juggle your calendar for tenants who want to move their move-in date forward, backwards and cancel.

The one that has the 2x4's under a tin roof outside.

Also depending on your needs horse trading with other investors may pan out.

How mop floor shower pan.