.), I'd recommend that the residential units fully cash flow the loan as my experience is that mixed use properties are tougher to finance as most lenders tend to prefer one or the other and something in the middle gets more difficult.For example, and granted I don't know anything about the area/neighborhood, I would expect this property (https://www.realtor.com/realestateandhomes-detail/111-NW-Har...) to be easier to finance than the mixed-use property you mentioned. 

Absolutely.If a landlord is listed as additional insured (rather than additional interest) they cannot make a claim against one another's liability policy for damages - it could completely jeopardize the coverage they think they're making it easier to get. 

Instead I will tell you that it can be done and you just need to have a quick call to go over the basics and be able to answer several questions.If you wanted to buy an investment property that would be even easier and there are a few programs you could use for this as well.

It's just as easy (if not easier) to open a mutual fund than a HELOC. 

If the separation of funds was for asset protection (in this case there was another reason), it is my belief that an umbrella policy is easier than trying to maintain separation of assets especially when the property has been purchased with individual’s money and financing.  

It'll be easier to manage and you could have less frequent turnover. 

It is incredible to not have to take the phone call and have tenants receive a response.

I understand Vermont has slightly more stringent regulations to contend with but it would also be closer for us geographically and thus potentially easier to manage. 

I can inspect them as they are built, its easier to put on market whether for sale or as a rental (who doesnt want to live in new construction at a good price?)

Also, they can penetrate neighbors' walls easier.  12 Gauges are just a lot scarier, more accurate within 10 to 20 yards- especially during times of stress, do more damage, plus less impact to neighbors.Will re-post some insurance and fire posts I already did for LA fires.