I have a sister out in the valley that will be looking for small muti-family in the near future. 

The bottom line is that past performance is no indication of future returns.

Your credit at risk and might affect your ability to buy a home in the future. 

I have a wife and 3 kids and the weight of their futures on my back.

A lawsuit on public record against them could put some serious harm in their future endeavors especially if they have a track record of bad deals.Note: I am not commenting on the experience of either party noted above and responding in a fashion that this information could be used for fill in the blank company.

My strategy for the foreseeable future is 'buy and hold' with long-term tenants. 

The idea of a bunch of top bank execs sitting in a boardroom discussing policy, and making their decision out of fear of backlash from a handful of people in a Facebook group or a theoretical future blurb in the news, is ridiculous. 

How do I get their numbers in the future?

Maybe in the future I'll just start any post with the headline "NEWBIE INVESTOR QUESTION" and I'll get sympathetic pats on the back instead of bewilderment at my zany ideas that are unbecoming of someone experienced 😂

., asking questions, reading through the documents, etc.) and continue educating yourself via books and podcasts so that you can leverage that expertise to do your own deals in the future.