This is much lower than the costs associated with refinancing.Benefits of Mortgage RecastingLower Monthly Payments: The most immediate benefit is a reduced monthly payment, which can free up cash for other financial goals.Save on Interest: By reducing your principal balance, you’ll pay less interest over the life of the loan, potentially saving thousands of dollars.No Credit Check or Appraisal: Unlike refinancing, recasting doesn’t require a credit check, income verification, or home appraisal, making it a quicker and simpler process.Keep Your Current Interest Rate: If you have a favorable interest rate on your current loan, recasting allows you to maintain it while still lowering your payments.Drawbacks of Mortgage RecastingRequires a Lump Sum: Not everyone has the cash on hand to make a significant lump sum payment, which can make recasting inaccessible for some homeowners.Doesn’t Shorten Loan Term: While your monthly payments are lower, recasting doesn’t reduce the length of your loan.

TY You have a few different options, but a cashout refi on the free and clear property is probably simplest. 

Feel free to reach out if you have any questions or just want to talk.

It includes HVAC filter and a few 'free' things (like one free lock out or something like that).

Please feel free to DM me. 

Feel free to dm me if you want a 3rd opinion on your home. 

I started back when they were in Beta mode and free so I've seen them grow quite a bit.

Zoho has an in-built dialer and can integrate with SMS services, offering a good balance of functionality and ease of use.Each of these CRMs has its own set of strengths and potential limitations, so I'd recommend taking advantage of any free trials or demos they offer.

And if you have any questions I can help with, feel free to reach out!

Feel free to dm me and I have a contact for that.7) if all the above checks out and the deal meets your criteria then yes.