take your bonus, pay down the home and sell it. not much creativity that can be had. if you try and short sell it the banks could still come back after you and it will crush your credit. chalk it up to a very expensive lesson learned - was it driven by FOMO of feeling like you needed to invest because everyone else was making money?

We've created a concept called the Three Pillars of Real Estate® --> Market Cycle Debt & Exit Strategy.Once you learn how to use all there in conjunction, your risk decreases, and you start to build a real estate business.DM me and I will send you a copy of our book Creative Cash, which dives into the topic in detail.Gino

I got creative with coming up with money (401k up to 50k, 0% interest for a year credit card loans and lines of credit loans from banks).

Anyone familiar with any lenders working with investment properties or can recommend creative ways of financing?

Trying to find a creative way to partner with the owner, owner is retiring and won’t be able to hold it.

There are plenty of creative ways to avoid some of the worst case scenarios in real estate like foreclosure.

They didn't make a fuss over the due-on-sale clause because they valued the relationship and the steady cash flow.From what I've heard, smaller regional lenders or credit unions are sometimes more open to these kinds of creative financing strategies.

I’d love to get creative with marketing without spending a ton, whether through social media, local community groups, or any other cost-effective avenues.

Hey Noey,The way I see it would either be a bridge (depending on how low) which wouldn't necessarily satisfy the 30 year stuff or getting creative on a 30 year.You could bring on a person onto an LLC to act as a credit partner and to find a lender that would utilize their score for pricing.

**Introduce the Idea of Seller Financing** - **Present It as a Solution**: Frame seller financing as a creative solution that benefits both parties.