How do people buy multiple houses a year?

[Nicholas Halterman]

I'm new to investing and was curious how people buy multiple houses in one year. With my VA home loan I have to live in the house for a year before I move out. Would be cool if I could split the VA loan and buy two houses in the same year.

[John Morgan]

I was broke and bought 2 houses a year for my first 7 years of investing. Then ramped it up after that. I used all the cash flow from my rentals to use towards the next 20% down payment. I did five 401k loans up to 50k to buy five houses. I used a HELOC to buy a couple houses. I did a cash out refi on my primary to buy 3 houses with 20% down. And ended up buying 14 houses from doing cash out refis. My wife wouldn't let me use any of our savings to buy rentals so I got creative. I've even bought some houses by using 0% for a year credit card loans. But all my rental cash flow goes into paying off one of these loans so I can repeat. Use OPM and leverage like there's no tomorrow. lol. Give yourself 10 years of doing this if you're patient enough, and you'll create generational wealth and can retire early.