If they do complete it, then you come out smelling like a rose.

That said, let's talk about the alleged sticking points: a heated drive in a colder climate is DEFINITELY attractive (...says my aging but stubborn snow-shoveling body in New England.)

Dog pee smell emanated throughout the house, and one bedroom looked like the animals were left for months without being let out. 

Every way I work the numbers, it comes out smelling like roses, anywhere between $1600 to $2400 monthly cash-flow, depending on unknowns like maintenance, taxes, insurance, and assumed-knowns like property management and capital reserves.Now, here in California, $350K will hardly buy a 2 br SFR, nevermind an apartment.

I am not saying tha you have not been offered a legitimate loan but as they say, " something just doesn't smell right".

I am a nice guy, and sometimes a bad tenant just smells that out and doesn't make a move.

Make sure the house is clean and spotless and I even put air fresheners in so they smell good.

If the place is going to smell like a barn it might as well be set up like one.

If you bury the body deep enough, you probably won't get caught." hahaha. 

If they have stuff in their past but can explain it that’s ok for me sometimes but if it smells fishy and is setting off alarm bells which it sounds like in this situation is then you should listen to your gut and pass here.