I am Currently taking an investment Course at Modesto Junior College and my Instructor gave us several resources and BiggerPockets was one of them.

Thanks for that @JUNIOR NELSON I know I can learn a ton on here, and hopefully by getting more involved will help even more.

Depending on who owns the loan being shorted, will determine how much the 1st mtg will contribute to junior/other liens.

Hey @Junior Alexander Welcome!

What are the terms of the junior lien?

If the bidding goes higher than the amount owed to the banks, and all fees back interest, attorney fees, junior liens etc, then the excess goes back to the owner,  The only way the bank can profit is if the bank becomes the owner and then sells the property for more than is totally owed to them. 

So what you are asking to do is just a much bigger number with a higher fee.If you wanted to profit more and be a little less helpful to the person, you could find a junior lien, like an old CC debt or something and try to purchase it, then go after that overage using that minor lean.

@JUNIOR NELSON Where can I see some of @LisaPhillips scenario's that would work for me?

@Junior Salters thanks for the welcome!  

Freshman and Sophomores are guaranteed housing at Marist if they want it, but juniors and seniors are not, and there are not enough rooms to go around-so many move off I have heard.