By the way, back injuries are"soft tissue" damage and cannot be X-rayed.On the SSN, the lady stroked out and is indeed disabled.

When we bought in 2013 there was no way we were going to get an offer accepted using it though but times have changed and the 2 family market in particular seems a bit soft in Somerville right now and it might work!

But being all-in for 1pt and < $1,500 in fees (including appraisal) is pretty good, even with a 5-yr prepay.Pre-COVID, I was getting these asset-based loans with 0.8x market rent DSCR requirement, no hard pulls (soft pull only), and 80% LTV cash-out with 2-week closings; I'm still waiting for that to come back.

Lot: $325,000Construction costs: $450,000Financing costs: $35,000 (est.)Closing & commissions: $40,000 (est.)BREAKEVEN: $850,000SALES PRICE = $1,000,000 very realistic in this locationI'm lined up with a local portfolio lender who will loan me 80% of the acq + construction costs (includes hard & soft).  

Of course she just thought I was a heartless shark (obviously she wasn't there when I had a heart and didn't bid against the other family) so she just brushed me off. 

:)BTW, I said I carried boots in the car/truck, also had light weight overalls to put on over casual clothes, might need to crawl under a house, get in an attic or walk through brush.

These are all soft costs that people forget when they are looking at turn key vs do it yourself.

You can either show them that you don't mess around with how you run things, or you can let them bend the rules and be prepared to have them know that you are soft and wont stand up to them on future issues/concerns.If a tenant comes to me BEFORE they want to do something, I'm much more lenient on considering it.....lie to me, go behind my back and have me catch you, then prepare to suffer the consequence.

It runs around 70.00 dollars for five gallons you can brush or roll it on if you are doing this by yourself make sure you get all the glue off from the popcorn

Looking for white shaker, soft-close.Thanks!