Is there reason to believe San Clemente CA is the best chance at upside appreciation on the coast, if one is willing to take cash flow negitives for the next decade with 75% LTV leverage.

My main goal is to get some cash flow at first as I drained everything 6 had moving here and starting my Airbnb which made me think I'd like to do this again.

While each market - real estate and stock - has it's own risk/return profile, the comfort of owning a cash-flowing hard asset becomes more and more appealing when the stock market gets choppy. 

Hey everyone, as I'm sure you all know, it's hard to find properties that cash flow (or really even come close to 0) with the traditional 20% down and 7% interest rate that we currently have.

As long as you have exit strategies and the property is cash flowing, I would feel confident in utilizing this strategy.  

Tied to this is the fact that it is very hard for us to make informed decisions about making purchases in markets we are unfamiliar with, given the normal ebb and flow of real estate activity.That said, I am not raising this primarily to criticize these companies, but rather to focus on the practical effect of what they leave out.

Probably cash flow or break even often requires 30-40% down. 

There may be tax advantages, cash flow, and other benefits.

For example, the properties I held for many years have increased in value, have given me cash flow, tax write offs, etc. 

Full disclosure, I am a Bank on Yourself Professional and would be happy to tell you more about it and determine if it is right for your situation.Hey Stephanie, Although rare there are HELOCs available for Non Owner Occupied investment properties(NOO), we write them all the time at Lower.com.2 points of consideration (1) Usually the Loan To Value you can borrow is slightly lower on a NOO. (2) If you do take it out on a primary you want to make sure you intend to own and occupy for 12 months