Financially yes, that makes the most sense on paper but a lot of people would go with another bank that offers a slightly cheaper rate than their main bank to save on costs but they are giving up the opportunity costs of having their entire global relationship with someone that they are familiar with and know and trust.

They can also fine you and some jurisdictions have criminal offenses for ongoing zoning/permit violations. 

We are using it offensively. 

No one could have been completely prepared for what we are experiencing globally.

Hello, I've been talking with individuals loaning under the umbrella of Financial Global, LLC out of San Jose, CA.

Welcome to a global economy, your iPhones cost less, but yields/returns suffer.

With this will be the dismantling of the ubiquitous U.S. presence throughout the world in the form of 1) global military bases, 2) satellite regimes propped up with 'foreign aid,' and 3) wars and other covert activities to promote U.S. interests.What concerns me with the dismantling of the U.S. empire is that other interests (most particularly our largest creditor) will fill the void through military escalation, leapfrogging the U.S. in naval capabilities, and will begin to exert its muscle just as the U.S. recedes.

They should be fined for first and possibly second offenses and lose their licenses on a third.

You could technically put 15K back in the bank and put 60K down on a 300K move in ready house in Auburn with 5K closing costs and no PMI.Of course that is if your realtor (most have no clue what they are doing and have only a high school diploma, no offense to those who are top notch) is accurate about what you can get out of the house.

As a Realtor I find it offensive the lack of respect for what we do.