He told me I qualified for a discount based on expected income and that while the policy was about $350/month with my discount I only pay about $99/month.

That's a private agreement between you and your LLC and that loan is not recorded in any banking data base that it would be put on any credit report.You are fine just depositing the money and then moving forward.

Let's look at MSA median incomes, because reality is when "investing" in a MSA Real Estate, well, revenue and profitability will be DIRECTLY dictated by your customer bases ability to pay, right. 

Pretty much all that have been mentioned here between the two vehicles.a lot of the other items come into play based on your own specific financial situation.so for what you have provided that is all 

These are based on fictional numbers, assuming a 7-cap valuation at refinance & sale. 

Hello all, I'm an investor based out of NYC but i invest in Pennsylvania, in and around scranton.

If the property is not depreciable (IE the allocation of the purchase price to land), then it can escape ordinary treatment, but it also isn't depreciable.https://www.thetaxadviser.com/issues/2011/apr/casestudy-apr2...If you find  a cost seg provider that legitimately carves out 60% of the purchase price of a building to short life property, let me know who it is  My experience is more like 20-30% on average of the building basis from an architect based study unless it is something like a Hotel/Motel or Mobile Home / RV Park.

If the properties you're buying are going to be investment properties, DSCR loans can be a good option if you don't or can't do an income based loan. 

@Chris Hutchens based on previous comments it looks that you're looking to acquire long term rentals.

I'm thinking something that could auto populate industry average estimates on time for certain tasks based on the inputs of the work.