The argument misses the point, and is an apples-to-oranges comparison.You have money in a Roth IRA.  

I'll let you devise your own ideas on the best way to set this up.I will say that for floating things on trade accounts and credit cards, I recently got a decent sized limit from the big orange box center for a COMMERCIAL ACCOUNT card (not the generic one where they'll give you a free bucket if you sign up at the register or whatever).

I currently own a home in Orange County, CA on a jumbo VA loan.

But for that kind of loan, I'll hop on one foot for a week while trying to balance a plate of oranges on my head. :-)

We use a bright yellow/orange as it works equally well on the black, blue and green dollies/bins. 

Am I comparing apple to orange?

What's better, apples or oranges?  

I live in Montclair and have done a lot of looking in Newark and East Orange and there are deals that come up but need quite a bit of rehab.

Keep in mind, you are comparing apples to oranges.  

I live in Orange County, CA but I grew up in Henryetta, OK.