You will need to show proof of funds, though, regardless of using a contract or LOI or anything else.

If they didn't, the seller could foreclose.So, you could either:1) Buyout the middleman with cash and assume existing LC2) Write a new LC with the middleman and leave the existing LC in place, but include language that requires proof of payment to the underlying LC.

I would let them know that you have documented proof that they screwed up, and if they won't waive the fees then you will make it your personal mission in life to leave a negative review (with proof) on any website that allows reviews. 

Install water proof lam or solid core vinyl flooring if you don't have replacements for the white floor tile (which in FL I would live with if I could).

Quote from @Mackenzie Lopez: This is a review based on my experience as well as court documents and speaking to other victims who had sound proof.

Nothing is bullet proof, but a good maintenance process helps.

Still, after 2 inquiries, not even an acknowledgement that there was an issue.Anyone can go to their website and generate a Proof of Funds for $14.97.

We also record all events, as proof that we don't venture into any gray area.

You publish in two different newspapers for six weeks, get proof and submit it and you're done.

His bills and the proof of payment should be sufficient for most lenders.