Diversify Your Accounts: Consider spreading your funds across multiple accounts, including those held by established banks with robust regulatory oversight and deposit insurance.

That's how you create the spread to BRRRR or flip RE. 

Unless you have some big spread of properties you're going to know your expenses for the year- Apply it against your income for the year.

Our spreads as lenders are very, very thin.

It stinks and this stuff is spreading like a disease.  

@Ngozi Iroezi, I put it up on a Google Sheet, added credit to Jon Crosby.https://docs.google.com/spread...

With comparable trading north of 150k there was plenty of spread for him to make a nice return.

My main goal is to get to that "next step" and use these assets to leverage 5+ multifamily, apartments, or cash out refi's to spread out into additional SFHs. 

Despite being spread between asset classes, you've still made good progress - no regrets.Since you've already stated your next goal, focusing on MHPs and RV Parks, why not sell off some of those "estranged" assets.  

Spread out your investments and save more for a bigger first payment.