The Spread Is Finally Back: For the past few years, lenders have been yelling about the same thing: the spread—the gap between the 10-year Treasury and the 30-year fixed mortgage rate.

Hi all! - I am a real estate agent stepping into the property managment space and like to stay as organized as possible. Any property managers or landlords out there have some good spreadsheets they are willing to sha...

For those actively investing in the market:• Which city are you seeing better spreads right now?

But these days, finding good deals with good spread has been tough for me.

With 10,000+ new rentals added since 2018, it makes sense that revenues are being spread thinner, even with visitor counts stabilizing in the 11.5–12 million range.Yes, but if you ask some of my homeowner clients, it’s all my fault.

Plenty of interested parties looking to buy, but the buy-bid spread seems to be pretty wide and not a lot transactions occurring. 

That spread ($10k-$15k equity per door) is massive.

These tend to have slightly higher spreads but much better execution.For auctions specifically, some investors keep a small, higher-cost bridge line purely for speed, then refinance out once the asset stabilizes — even if it sits unused most of the year.With DSCR ~1.5+ and ~30% portfolio LTV, you’re actually in a strong position — the friction is less credit and more product design and operational mechanics (wires, timing, draw flexibility).Curious if your MI properties are held individually or under an umbrella entity — that often changes which portfolio products are realistically available. 

Hi @Tyler George, I generally like duplexes or small multifamily because they spread risk across multiple rents and tend to cash flow more consistently than a single unit.

You can also tell your bank that you are looking around and ask them if they'll reduce the spread to T + 2.50%, which is more in line with community bank pricing on a $1mil multifamily deal today.