I’m in the Denver market, and can help provide info and my take on the market and what works best! 

Each note is reviewed individually and most note buyers will provide quotes once the transaction has closed, recorded, and the first payment made. 

If you have not already purchased this policy, I would look for a policy that provided a stated amount deductible for wind/hail vs. a % deductible.

That doesn't seem right about having to chase your money - but would need a lot more info to provide a better opinion. also are you investing in one property and is your name secured or you giving an unsecured loan? 

You can fix this by talking to the utility provider about creating "equal billing" or whatever they call it in your area.

I will provide the text I gave both LLMs, what they said, and the confusion I have.

Very few non-owner occupied property policies guarantee full replacement cost - they typically provide replacement cost up to the dwelling limit purchased. 

Quote from @Jordan Wilkerson: Hi Greg, can you connect with me this group as well.DM me and provide an email address

I am not a tax professional trying to sell you my services I am simply providing my perspective. 

The borrower MUST receive something of value for the deed in lieu, agreeing not to foreclose immediately and giving the borrower time to reinstate, or providing a modification, is that something of value.I need to clarify that these notes are commercial and investment property, so do not have to comply with residential lending requirements.With a deed in lieu there is no foreclosure, judicial or non judicial.