National banks typically do not offer products that suite your needs here. 2.

I wish I had another work around for you, but I actually stopped using my business CC all together just to avoid the PITA "hacks" they offered as solutions. 

The builder offerred $15,000 credit to be applied, however you wished EXCEPT can not be used for price reduction. 

The city wants to tear the property and surrounding properties down Zillow said it’s worth 38000The city offer me 13000.I could use some adviceHard to give advice with limited information, but as a general rule, the longer you wait and the further down the line their project is the more valuable your property will be to them.Zillow (and all automatic online) estimates are very unreliable, so don't base on that.

It’s about understanding what each neighborhood offers.

I use the fix and flip tab and it's great it tells me my allowable offer and all the tools are helpful!

As a student without W2 income, you may need to show alternative income sources like savings, freelance work, or a job offer.

Quote from @John Friendas: I am trying to find the cheapest funding on a property I recently offered on. 

This tax change could trigger even with offering contacts for those services as it could be construed as contractors.

People are spending 400k for an ADU but Boxabl offers a studio, with appliances, full kitchen and full bath for 60k.