My parent´s generation is where some started laying the tracks to pass stuff down.

I am a numbers and spreadsheet guy, so I like to see all the numbers layed out and organized before making a decision.

you would do the public good to file a complaint with the DRE in your state and send the fact pattern to Insurance commissioner filing a complaint against the tile company .. and send to the local DA and AG.. 

There were five cracked tiles identified and it was recommended I have a storm collar placed.

This ratio remains relatively constant for the life of the insured.When I lay one of my Whole Life designs alongside a Universal Life design, both the cash value and the death benefit are very similar.

Honest tradesmen will be honest and lay our options for you.

Framing, drywall, tile, installation of cabinets, etc. 

Probably doesn't happen often, but because it can happen, tough to get tile insurance before the 2 year period ends.Is it possible someone could buy without title insurance, sure. 

He lays out a step by step plan that shows you on what action you need to take, to get a check ASAP!

Most of these comments lay it out really well.