and lastly, it would be a bad idea for a mortgage company to call a performing note, but if we get to the scenario in the next year or two where mortgage rates are at 7% or 8%, it might make a lot of sense to call a note that was written out at 3%this is a great explanation though!

Buying a tax deed can be very scary but your explanation makes a lot of sense and helps bring clarity to the overall process.

Strategic geographical positioning near major Midwest cities further amplifies Toledo's appeal, offering investors significant ROI potential through both immediate flips and long-term rental strategies.

We have a lot of listings within our geographic region so we would benefit a lot from the insurance leads.

I live in Montana and geographically, it seems like one of the only options for investing that is within one flight away from Montana.

To me the notes seem far less risky with the pretty large geographically diverse holdings, but am I wrong about that?

I appreciate your position and I do offer a simple explanation below.

Thanks for that explanation @Jeremy Torres!

The title company gave me the contact of a firm they partner with, and requested that we use them instead as they meet their requirements, but they could not provide any explanation of why they can't write the check to the IRS, and I have already paid for the other firm's services and do not want to pay again.

@Michael Caldwell - everyone is correct above on the explanation and application of DSCR; however, this is NOT going to apply to your deal scenario.