February may not be the best time to find a replacement tenant, so you may want to go Month-to-Month (MTM) until April or so.

If I donated to the aids health foundation expecting it to go to aids care or research, I would be very disappointed with this use of the money. 

I don't want to go back on my own word in any way, obviously, and had stated the lease was for a year.Now I plan to use apartments.com going forward for leases and rent collectionThe newest lease with a different tenant is plainly non-renewable and requires a new lease to continue tenancy after a year and outlines fee costs.

Great question @Robert Rixer.I never got to the point where I had to make that call, but at the end of the day, I'm not willing to go down with a sinking ship.

I opted to go the HELOC route instead.

Instead I will tell you that it can be done and you just need to have a quick call to go over the basics and be able to answer several questions.If you wanted to buy an investment property that would be even easier and there are a few programs you could use for this as well.

Yes they suck. ...alot lol.Nice south bay burbs are still highly desirable, low DOM, naturally appreciate and coupled with value add still present good returns.Ironically techies (from many different cultures) still want a 3/2 picket fence house.This strategy, however, comes at great personal discomfort.

Big lenders like Flagstar that have a servicing component are currently using their servicing business insight to go after refinance business internally.

Don't be afraid to go low Sunday through Thursday to get some activlty.We use Pricelabs, but only as a tool; I have to override it continuously.

You don’t want your lender to go out of business while still holding your construction escrow funds.Can you provide me with the contact info of some recent borrowers?