When you request a rehab draw, the lender will search for mechanics liens and see the second mortgage.

I am seeing some online auto-generated that range from $30-$100 - some requiring a membership that includes other services that I don't need right now, and I'm not sure they are all customizable for me to add my own addendums or clauses. 

Make sure you check your bylaws to confirm there are no issues renting out your condo as many HOAs have put limitations and other requiremets in place.You'll also need to update your insurance coverage to a landlord policy and make sure you understand any vacancy triggers - many policies will auto-terminate if home vacant more than 30 days.Start researching rental applications and leases ASAP, so you're ready with those when you start advertising.

Value is being added by doing a full gut to the property, new mechanicals (plumbing, electric, and HCAV), as well as new cosmetics throughout.

My one concern so far with their application, though, is their combined credit card debt, which is four times that of the average US household, and twice as high as the average for their income bracket (they also have student debt and an auto loan).

I also found a dozen mechanic's liens dating back to 2022 (meaning they didn't pay contractors that did work on the property).I'd like to say I'm shocked that you had no idea this was coming, but I'm really not shocked. 

Own the underlying asset and worry about cash flow nonsense through other mechanisms.

How long will it take him to get paid (mechanic lien, challenged in court, foreclosure).

Or would this exclude "Sub to" since it is a different mechanism.

We use Microsoft project, jira and excel at work.What you are looking for are project management tools (for google searches).Edit: I am a mechanical engineer-not in construction or real estate.