The benefit here is coming out of a recession will allow you the pick of the litter for staffing since most companies would have laid off some pretty good employees during a recession.

(I'm a full-time real estate agent and my husband is a W2 employee).Our two kids will graduate from college in May 2025, and we will have about $290K in parent loans for them that we would like to pay off.

If you're not a W-2 employee or have additional income you can try an alternative income verification such as bank statement deposit averages or asset depletion (if you have significant reserves or assets.) 

I was able to keep my head above water but by 2002 I was starting all over again after thinking in 07 by 2010 I was going to sell my lending company to my 24 employees and ride off into the chairman of the board gig.

I imagine a situation where you rent an expensive piece of machinery, and then their employee damages it, and now your left trying to collect from their insurance while being on the hook with the rental company.  

Both me and my spouse are salaried employees with W2 incomes.Based on the above numbers, what will be the basis for rental depreciation?

If they are hiring 1099 employees that is between them as every contract I have is written they are to have insurance and provide a copy of their insurance certificate

This has been said, you are certainly not obligated to pay extra because they are not your employees.

Have done tons of research into taking loans etc, but probably settling on getting 20% DP and 6 months worth of monthly costs (maintenance/mortgage/utilities).Started looking to my state laws and saw I need 3 years experience to even get a MN broker license and was wondering how I should go about that.Does that mean I have to sell houses or is there a way to become an employee under an existing property manager?

I want all your repeat business, I want your friends and family business, I want your bosses and your employees business.