If you want the furniture, just negotiate that and put it in the contract.Could you lease it from them for those 3 months and operate under their permit till yours is available?

It depends. all you talked about was the property but financing is more about the borrower, their experience, their credit, the cash available etc.

As European residents, we directly manage investments, leveraging the fiscal and legal advantages available in the EU.

Areas that saw population bumps during the pandemic could see milder but significant demographic shifts, as will almost any area where effected residents have family, relatives or property available for immediate longterm occupancy.

There's money to be made whatever you decide to do but your biggest advantage is your age and time available to learn and grow.I have thought about house hacking for quite some time now.

The best way to think about it is you're in the business of renting a property-that business isn't operational until it's ready and available for rent (aka in service). 

For example, if you have $130K in equity, you might get $100K-$110K available in a HELOC.Look for a fixed-rate option for the HELOC to avoid rising rates.

There are both Conventional and FHA rehab loans available for owner occupied properties.

They often provide standardized lease agreements that comply with state and local laws.Additionally, many landlords use platforms like Avail, Zillow Rental Manager, or TurboTenant, which often include customizable lease templates that are state-specific.

The book is already available on the website but I did not know that at the time!