Perfect and comfortable for two families, children, and maybe gramps and gramma!  

They have the Sealy Sterling Cool Comfort for a dollar less than this - https://www.costco.com/sealy-sterling-collection-cool-comfor...$74.00 Emerson Sensi WiFi smart thermostat - https://www.amazon.com/Emerson-Thermostat-Version-Energy-Cer...This is the exact one we have in our lake house.

I was wondering if anyone could provide a recommendation for a reputable property management company in Northern NJ that handles small multifamily? 

I have worked with a number of great CPAs over the years and would be more than happy to provide you with recommendations if you'd like?

The comment you made tells me you are unwilling to provide that, yet you still took time out of your day to express yourself.

Ultimately, Helocs are meant to provide short-term liquidity.

Stable Income: Rental income provides a steady cash flow, potentially offering passive income once expenses and mortgage payments are covered.3.

MF houses provide improved cash flow, economies of scale, and faster portfolio development, but they may not appreciate as quickly.

Hey Michael - we definitely have a lot of consensus here - based on the facts in Texas, I would agree with you that it sounds like the burdens and benefits of ownership (or at least a significant amount of them) are transferred as of the auction date, and based on what you stated, I would also feel comfortable taking the same position for a TX property - it would certainly not contradict the revenue ruling given the related restrictions on the property and taking possession are an entirely different fact pattern, making the ruling moot in your scenario.Which I think highlights even more one of my closing points (and your point as well on Jurisdictions) - this likely changes wildly by jurisdiction. 

Contact the title insurance company directly and provide them with all relevant documentation, including the closing statement, tax payment certificate, and any correspondence from the county regarding the back taxes.