The race to the bottom on hard money rates has been a very interesting phenomena over the past several years. 

After working for a few months, I realized I don't want to be stuck in the rat race for the rest of my life and want to start building my investment portfolio. 

the focus should be on getting out of the rat race (in the game I play). and any tool/tactic/guideline that gets me there is goodFor me, I wanted cash flow from real estate because it felt REAL to me.

The entire region is going to be hurting on sewer in the coming years as they race to make EPA mandated upgrades to clean up the river and the lake, which is going to put pressure on tenants.

Now, the USA, Japan, and probably Europe are running a race to the bottom to devalue their currencies.

Leverage is like speed with a race car.

I was laid off in January 2017 so at this point, I could have gone back to what I've been doing for two decades but decided to make a move away from the rat race and into REI for financial freedom and to raise my financial IQ.

Our guidance line relationships have grown of late to the point where we have put together a draft ranking mechanism for our "horses" in an attempt to get the most favorable terms from our lenders.  

I'd even be happy with a 25% return on that money.If you cant tell i'm itching to leave the rat race and work for myself.

I run a non profit, and we are looking for land for a wild horse sanctuary / youth center.