I'm considering moving them to Fannie/Freddie. 

I've been here almost 2 years now....I've noticed that Homestead is growing pretty rapidly.

If they leave house in good condition to get their deposit back then you should be able to show house at 30 day notice and have someone move in days after they move out and nearly eliminate any vacancy.Are your rates too high?

Clauses used in managing the risk could be:- Additional Insured Status for you on their policy- 30 day notice of cancellation of any of the policies- That their policies be Primary and Non-Contributory- That their company Waives Subrogation against you- That they indemnify and hold you harmlessA good Commercial Insurance agent may be able to help locate companies that specialize in insuring that type of business.  

Since we've been here I've noticed that several duplexes have been sold. 

You have to read the note to know for sure, if there is an acceleration clause in the note for title transfers etc then you will be out of luck and they will call the note due and payable upon notice.

I was going to respond to her text with:“I did notice it on my way out this morning.

30 year loans are fannie-backed products. 

That was the first thing I noticed too when looking at your numbers. 

I've also noticed pics of different properties than what is being advertised.