If one or more investors just pays money and expects to get a profit based on others' efforts, you have created a security and SEC laws apply.

When I applied the 70% rule minus repair estimates the price seemed so low that I did not dare to even do an analysis with those numbers. 

Instead, you'll have to apply for a commercial loan which has different terms and conditions than conventional loans.

@Chris Mason what minimum payment amount would future lenders apply to a DTI calculation if you had a $200k unsecured line of credit open with a bank?

@Rolando GarciaI would also make sure to check out whether the other structures coverage was for ACV or RCV value- many policies only cover ACV (with depreciation applied) value for Other Structures, which could crush you if it is older.

The third pillar applies after you have good insurance You need to protect yourself from what insurance doesn’t cover by compartmentalizing your assets.

That only applies to exemptions that prohibit advertising and general solicitations.  

Is there something/a substance we can apply to help loosen the valves?

Will the tax free loop hold apply for multi families or just single families? 

The third pillar applies after you have good insurance You need to protect yourself from what insurance doesn’t cover by compartmentalizing your assets.