I did help the  buyer shop for flood insurance and was able to get a rate about 50% of the previous quote from another carrier. 

I also runs a motorcycle repair shop on the side and I teach occasionally at the local college.

They are separate.I give people I do business, whom I know on a first name basis, a free cup of coffee on their birthday.

Because you can shop rates all day long, but the draw process, to me, is just as important as well.

It can help… Shop cabinets suppliers for 20-30% discounts, call wholesalers for LVP flooring, countertops, appliances, etc.

Find out what treats they like and bring them along for a midday snack/coffee/pop etc.....When you have 1 house you need to build a personal relationship with them because that is all you have. 

Shop around to get more than one quote to see if your current lender has the best rates/fee's. 

ThanksI am looking for anyone interested to get coffee or drinks and discuss SFR investing.

. ; a lender can help you calculate we have lots of tools that we pay for; find an appraiser who needs you to pour his coffee and pick his brain.

Your agent should help you potentially connect with a local lender (doesn't hurt to shop around for some local lenders either, I typically avoid the larger companies).I would also say that your probably not going to find "the perfect deal", especially your first time around.