I've been private lending for the past three years and have done just over $10MM in loans.

@Ali Nichols- these responses  dont make it sound too good .....assumable loans can be challenging to work  

Loan includes money for the construction.

What kind of loan(s) did you use for the purchase, rehab, and refinance?  

I even waited to get the deed before I made any improvements so it wouldn’t be too hard for an owner to redeem a vacant house.

With current rates around 7%, shouldn't there be an opportunity to purchase properties that were bought with adjustable-Rate Mortgages (ARMs) at 3% in past 5-10 years that are hitting their reset period this year 2024...

This where you can begin to see where there are operational inefficiencies, cost overruns, or areas where income can be improved.

HI Aaron,As everyone has mentioned, both the photos and theming need improvement. 

This can be a good way to access funds without tapping into your primary residence.Asset-Based Loans: These loans are based on the value of the property itself rather than your personal financial situation.

Seek competitive rates and terms: Compare interest rates, loan-to-value (LTV) ratios, and loan terms among different lenders.