Do one task at a time in each app so you can compare apples to apples.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.

DSCR loans won’t be a true apples to apples comparison since term length and amortization will be different when looking at the two. 

PS... every industry has bad apples, but don’t let that prevent you from eating apples :) !!

. - Since you're in the Big Apple, I'll use a local example for you - Bryant Park. http://www.bryantpark.org/about-us/press/20091019-cj.htmlIt's a battle of wills to change behavior and not always easy.

Even in construction were a few bad apples that made things tougher for all.

They weren't created by brokers and they weren't created by lenders.There are some bad apples in EVERY business, but blaming the demise of the economy on a PRODUCT, which is what a mortgage is, is insanity.Remember the Firestone scandal a decade ago?

Make sure you are comparing apples to apples when comparing contractors.

Apples to oranges.  

I'm happy to meet up for coffee or connect as I live in Apple Valley so it should be a short drive.    

He's a good apple... maybe a bit out of round, but still good.