You can shop around to get the best rate without it affecting your credit score.

In his case, he had a barber shop as tenant, legally allowed, and insurance is covered.As to insurance rates, an office tenant is the lowest, bodega stores much higher, 3 times higher based on risks.

Go shopping for something that cash flows in the $400,000 range. 

I'll shop this local

Make them unique by shopping at thrift and antique stores.

I used my inheritance to purchase a shop to grow my business.

Shop around and find out.

If your guess is the answer I'll be posting tomorrow, you'll win some of my 2022 wall calendars suitable for a man cave, garage, frat house or work shop. 

I feel that someone shopping purely on price, also has a larger propensity to have other issues that may make them a less than ideal tenant.

I've used cost fund and the note shop here in town.