Some similar phone numbers and such to other short term companies that other people said were scams.

I've seen other people in the forum who simply use independent savings accounts but it is not clear to me if that is legal.

Just curious how accurate it is since people could potentially rely on it for their investment analysis and could be screwed if they use the wrong numbers.... 

I have not done it myself, but have helped some people with financing.

From this perspective, yes, I am still legally responsible.But how can both people be legally responsible for the same loan?

Jason Chambers is the guy I refer people to.

I think the biggest roadblock has been the lack of true testimonials of successful people in these programs.  

I've narrowed down the best return for my money in this market to a 2 bed/2 bath (with top tier amenities) - about 500 total 2/2 listings.I'm finding myself a bit stuck when analyzing why certain properties are making so much higher than the average listings when they seem to have very similar locations, amenities, style, flow of home, beds/# of people they sleep, reviews, number of reviews, etc.

Going to networking events is a great place to meet people.

That's where good people live, and good people make good tenants.But before you put money down on a house, I would find a quality property manager.