This is the only thing holding me back from making an offer on this really good deal.

The price was right, REI Nation offered management fee concessions, REI paid down the rate, and the rehad work was spectacular, as usual.

Are they offering competitive rates and terms compared to other lenders in your area?

I have recently worked with a company that has an excellent offer.

Because you're new, it is a good idea to ask about the brokerage's agent training offerings and potential teams to join to get experience. 

Did you walk the property before offering?

Dena, thank you so much for the offer!  

Looking forward to hearing what your market has to offer. 

I would start with them.I am not based in LA, so I don't know your exact laws, but I think I can still provide some initial direction for you to find answers, and maybe offer an idea to research.  

I offered them 10% down, interest rates favorable to me, amortized for 30 years, but with a balloon payment after 3-5 years.