Fees should be clearly stated in writing, easy to understand, and justifiable.

Seems they are the type to take advantage and not follow the rules

.: Some of the advice above is not well thought out or not aware of the rules in CA.  

My biggest rule it to pay off the heloc as soon as possible because the rate is variable and its much safer to be in a locked in mortgage.

So, the rulings aren't necessarily as consistent as you would hope. 2.

Careful going outside state lines -- contract for deed is not allowed in Texas.I didn't think COD is illegal in Texas, just perhaps not recommended anymore, because it is difficult to comply with the rules or regulations. 

You just have to do a LOT of homework and play by the rules.

Asking in the correct forum will get a better response.Read the RULES!

Rules are super landlord-friendly and we see positive cash flowing deals with lots of potential for appreciation.

These days, DSCR loans are really the go-to product for investors but many different lenders have overlays and specific sets of rules in their playbook.