If I can make a suggestion...Yes with 3 points you might be able to get into the 6's - but let me give a quick example:Let's say loan amount is $250k and making some other assumptions, paying 3 points down would cost $7,500 however that might only save $195/mo. 

All else being equal, lower mortgage rates reduce the cost of ownership and, thereby, allow more people to afford to buy.

Finding a good account and bookkeeper wasn't difficult and using online registered agents was way more cost effective.

It's important to run your own comps and go out to the property with a contractor so that you can get an idea of true renovation costs. 

My current lawyer has been a little hard to reach out. could you please let me know about how much is the cost?

This is the percentage of costs (purchase and rehab) covered by the loan.

Be sure to factor in repair costs to keep things profitable.

I just couldn't justify the cost of the program right now.

It was a huge investment, but it cut the electricity cost by the full 2K per/mo all summer.

Of course have your costs researched first bc the buyer will want to know how much it will cost them to buy.