When you start raising money, the kinds of investors you're going to get are individuals who want to make a better return than the stock market. 

Data can be sorted by property type, lien position, LTV, and even the seller's proximity to the property. 

Why can't you raise money with your current track record and experience?

Worst case you have zero money and you pay interest for one month on $330 for an “expensive” repair. 

I do own two triplexes in Scranton, and I will say the one issue is that you are going to be taking care of the utilities normally if they are not on separate meters, which could take a good amount of money away from your overall cash flow. 

What are the main differences in hard money lenders vs. private money lenders?""

Some will offer a HELOC even if they originated your first mortgage. thank you for taking the time to respond, I will look with some credit unions That's a good call.

He is versed in all things REI and was even a guest speaker at the local REI meet-up a month or so ago about all the different options he can offer.

Even in a lower priced investment property, like a small SFR, what does the investor without a contingency fund do when say the ac or a furnace need replacement?  

It's very disingenuous to blame the overall poor performance on Covid and not even mention the property tax expense issue.