The program is neither good nor bad, there's just different pros & cons compared to cash paying tenants.Have offered to schedule a call with you numerous times to try and assist you, but you seem to prefer posting & posting & posting - which will take so much longer:(What are the chances you'll actually invest someday, given how long it's taking you to do basic research?

Every Market (Detroit) is made up of a series of Micro-markets (neighborhoods) of which they are all different in cost, value, cash flow, rents, etc...

You may have heard that staging your home properly can make a big difference when you sell your house, but what exactly is home staging, and is it really worth your time and effort?

Or do you mean 4 SFRs on that lot, which would be a different story?

There is a difference between delivering a baby and being pregnant.The doctor delivers the baby.

The only difference on paper is that the deductible for hail and winter storms is 5k instead of the 2,5k that I have with Farmers. 

Here’s what made a difference for us:🔹 Mortgage Relief – Many lenders offer disaster relief options like payment pauses or loan modifications.

I think it is different if you live there, speak the language, know the market.  

I am not sure what the means for insurance payouts, replacement value and property value are VERY different - does anyone know?

As you begin your REI journey here is one tip I have for you:Use this website as you are trying to narrow down the places you want to invest in. https://www.areavibes.com/Its awesome because it gives you a "total livability score" & you can compare different zip codes & streets to others.