Or are you suggesting that sellers can discern a potential buyer’s criminal history from their name and the amount they can afford to pay for the home?

A loan underwriter's primary purpose is to discern risk, then to mitigate or avoid unacceptable risks.  

So we come to this latest book, "The Demographic Cliff" and it is very important to discern which forecast information is correct and which is not. 

But I replaced a whole bunch of whole life insurance policies and have seen written black on white on the insurance contract that that if the insured died the beneficiaries will only get the death benefit and the insurance company will keep the cash value.Here is very clear answer to this question:http://www.insure.com/life-insurance-faq/leftover-...Here is one more:https://www.jrcinsurancegroup.com/cash-value-after...Let the readers discern for themselves.

You could have a tenant next door turn a tv to a reasonable level and see if it is discernible.

Also, I probably have a more experienced eye than you do, and I can discern whats acceptable to me and what appears to be too expensive for my budget.If you don't have a good idea of what you're looking at, I say you should get an inspection. 

But, the AVERAGE TK company will go for top dollar ie. more than the Buyer could easily get if reselling straight away.Good luck discerning the difference...Think about it.

I haven't been able to discern the general consensus on when to introduce a website when you are new to the RE investing game.  

everyone's circumstances are different & its knowing your own & working with that not feeling like u have to keep up with someone else's spreed...its great to be here as a newbie & inspired & educated...it really is, but we do have to be careful that we are using our discernment on each decision moving forward & when to take action, when to pull back...that its a life time journey we have committed to & BP does state this regularly from the forum but some may be blinded to that out of desperation & impatience.Newbies with bad credit & poor financial management skills definitely have to get that area sorted first, there are principles involved in building the right foundation, if newbies aren't educated they will think "This will bring me money to sort out my bad debts or management" but it doesn't work that way, this was an area I wasn't aware of until a couple years ago...so I do think there should be some type of Caution Statement for newbies, maybe a check list they need to have in place before they consider taking action in REI.

But if you just want to back out because you got cold feet or you couldn't find the money in time, that's not really a good use of anyone's time.Agent Responsibilities:1) Be discerning.