4) Keep my money in a guaranteed savings account making 4.5%, until rates drop more or something changes, and the numbers are better to make a move?

Definitely a chunk of change I don't want to pay, but having my cash back out to do another deal might be worth it... 

So not much has changed.

I've done it twice in Reno, NV (now I have them both as long term rentals), and it's changed my life. 

"What About Changes in Interest Rates or Returns?"

A community of growth oriented, abundance mindset, go-giver individuals with a BARE MINIMUM commitment to become financially free through real estate investing.We focus on providing education and building networks to help every member solve their cash-flow freedom equation, so they can have the time-freedom needed to follow their passions, make a lasting impact and even change the world!

Life Changing is my go to now as their owners and 5 of their loan officers have even joined my group.

You're probably 24-48 months of focused effort away from changing your financial future.I have nothing to sell and would be happy to help if you think that I can be a resource.

Go search the topic "Lifestyle Asset University" here on Bigger Pockets and you will see a longer thread with a lot of opinions (most are not members) but still worth a read as there are a half a dozen paid members from our group who have commented on that thread.We were formerly called Lifestyle Asset University, but I didn't realize that you couldn't use the word University in your company name here in Utah so we changed our name to Vodyssey. 

Install cameras around the parameter of the property today; post no trespass signs; change your for rent listing.